As our potential client or colleague, you have these options:


. . . through real-life experiences & expertise.


 . . . for self-sufficiency and growth.

It's ReNEWed is a life agency that frees up clients' thinking about today and tomorrow. What does this mean?

Assurance [as-sur-ance] (noun): "Confidence of mind or manner; Easy freedom from self-doubt or uncertainty."

We're the brand of UTOPIA who consults with people, to assess life needs and identify growth opportunities.

Our areas of expertise are insurance, group coaching, marketing, and real estate.

Ultimately, we educate our clients about wellness, wealth, and what-ifs


Let us help you navigate through life. 

We connect the dots between your needs and valued resources. 


. . . and embracing differences with sincerity.



We developed It's ReNEWed in 2015, because we want to offer life-enhancing resources to people without judgment. With our staff and solutions, our clients and colleagues can experience personal and professional gain. So, who are we?

  • Hello, I'm, PAM aka PDSMITH007: The A.G.E.N.T!  I am a marketing pro, a real estate & insurance agent, and an educator. I have ​a B.A. degree in Fine Arts (Kean University); and a M.A. degree in Adult Education (University of Phoenix). I'm also NJ-licensed ​for real estate, accident, health, and life insurance sales.



. . . and leveraging each other as resources

  • Hey! I am, WILL, an Executive Chef with over 25 years experience in the culinary industry. I can cater to the specific needs of most cultures and celebrations. I have a M.A. degree in Culinary Arts (Culinary Institute of America) and a B.S. degree in Business Science (Southeastern College). I am also a traveling consultant chef and life coach.

  • Hi, my name is KHARY. I am an intern and a social media specialist. I'm proficient with social media and administrative duties. I am an active member of Macedonia Baptist Church's Youth Ministry and I achieved an A.S. degree in Liberal Studies (Union County College). 

We believe it is crucial to continually learn from and help each other's growth. 



​​With our other websites, you can . . . 

We look forward to meeting, conversing, and working with you.