Contact Me

Pamela DSmith,

Voluntary Benefits Counselor

Colonial Life - Union NJ


Leadership, It Starts With A Meeting!

Retention of employees and their increased utilization of major medical coverage concerns most employers. ​How about YOU?

As The AGENT,* I provide my clients access to diverse services. I confer with employers to discuss the assurance of workplace wellness for them and their employees through Colonial Life. My valuable strategies help address life's unexpected situations, such as, accidents, illnesses, or disabilities. Voluntary benefits specifically help fill in the day-to-day gaps excluded from typical benefits or no benefits.  

I am a Voluntary Benefits Counselor and I meet with business owners, to assess their specific challenges. Then, I determine if our strategies can create fitting solutions. Don't worry! Our strategies aren't another expense for you, the business owner. Most employees are grateful to access voluntary benefits for nominal costs. Plus, I offer other, value-added services that enhance your image as an employer. I specialize increasing workplace wellness for small businesses, so  contact me when you need help.

Live EmPOWERed!     

Pamela D. Smith      

(aka PDSMITH007     

*My definition for "A.G.E.N.T." is A (Advisor for clients), G (GOD-fearing entrepreneur), E (Edgy evangelist), N (Nurturing coach), and T (Teacher of wellness, wealth & what-ifs).


Confirm Number of Employees​ (3+)



Assess Gaps in Your Health Benefits

​P.S. Enjoy this video from the Colonial Life YouTube channel! NOTE: Pamela D. Smith of It's ReNEWed by UTOPIA is an independent agent for Colonial Life. 



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Workplace Wellness Gives Your Business Assurance!

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