As a public adjuster, I am "the only insurance professional specifically licensed by the New Jersey Department of Banking and Insurance to serve as a 'consumer advocate', to represent you and only you during an Insurance Claim. The Public Adjusters main responsibility is to protect you and your interests in claims against a loss with the Insurance Company ("

I offer my clients complimentary homeowners' policy reviews and property assessments, to maximize their coverage. When you're ready for a review/assessment or when you have accidental damage, feel free to contact me (Pamela Smith) at 973-951-3760 or

Enjoy this video from METRO! Note: It's ReNEWed by UTOPIA is a service that operates independently from METRO. 

Are YOU Getting The Most From Your Homeowners' Insurance?

Starting Autumn 2019, we'll happily offer you the insight and information to empower you about your property and its protection.